Property registration is the legal process of recording your ownership of a plot with the Sub-Registrar's office under the Registration Act, 1908. Until a sale deed is registered in your name, you are not the legal owner in the eyes of the law — even if you've paid in full.
In Bihar, the process is handled through the IGRS Bihar (Integrated Grievance Redressal System) portal for slot booking, followed by in-person biometric verification and deed execution at the Sub-Registrar office covering Samastipur. Both buyer and seller (or their authorized representatives) must be present with valid ID proof, PAN card and passport-size photos.
At RK Real Estate, we handle registry coordination for every plot we sell — from slot booking to accompanying you to the Sub-Registrar office — completely free of charge.
Read the full Registry Guide → (detailed step-by-step page coming soon)
Mutation, known locally as dakhil-kharij, is the process of updating land revenue records to reflect the new owner's name after a sale is registered. It does not transfer ownership by itself (registration does that) — but it's essential for paying property tax, applying for utility connections, and proving your name in government land records.
In Bihar, mutation applications are filed online through the Bihar Bhumi portal (biharbhumi.bihar.gov.in), and typically get processed within a few weeks if all documents are in order. We guide every buyer through this step after registry is complete.
Read the full Mutation Guide → (detailed step-by-step page coming soon)
The circle rate — officially the Minimum Value Rate (MVR) in Bihar — is the government-notified minimum price per unit area below which a property cannot be registered, regardless of the actual transaction price. It varies by locality, road-facing, and land classification, and is revised periodically by the district administration.
Circle rate matters because stamp duty is calculated on whichever is higher: the actual sale price or the circle rate value. You can check current rates for Samastipur on the Bihar Registration Department's website, or ask us directly — we track current rates for all the areas we list in.
Read the full Circle Rate Guide → (detailed step-by-step page coming soon)
Most banks and NBFCs offer plot loans for residential land purchase, typically covering 70–80% of the property's value (loan-to-value ratio), with the balance paid as your own contribution. Plot loans are usually available only for residential land within approved layouts or municipal limits — agricultural land is generally not eligible.
Standard documents required include income proof (salary slips or ITR for self-employed), bank statements, identity/address proof, and the property's title documents. Since our plots are pre-verified with clear titles, they're generally easier to get loan-approved compared to unverified land.
Read the full Home Loan Guide → (detailed step-by-step page coming soon)
Stamp duty is a state government tax paid at the time of property registration, calculated as a percentage of the property's sale value or circle rate (whichever is higher). In Bihar, rates differ slightly depending on the buyer's gender and can change with state budget updates, so always confirm the current rate before budgeting your purchase.
In addition to stamp duty, a registration fee (typically a smaller percentage) is also payable at the Sub-Registrar office. We share the exact, current figures for your specific plot when you're ready to proceed — no guesswork, no inflated estimates.
Read the full Stamp Duty Guide → (detailed step-by-step page coming soon)
Every buyer's situation is a little different — message us your specific question and we'll walk you through it.
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